My goal has always been to have an active presence with the families that I work with, offering guidance at every step. That is why I like to keep you up-to-date with the latest financial insights in financial planning, retirement, investment and aged care planning and management.
A super scam is when someone tries to access your super and withdraw your money. An investment scam is when someone tries to convince you that an investment is real, so you invest your money in whatever it is they are offering.
Super, being a longer term investment designed to fund your retirement, comes with a number of advantages such as being lightly taxed (which can mean, more money to invest in your financial future) but does have some constraints including not being able to access your super, generally until you have reached retirement.
While super is a popular option for many, there are also a number of investment options to consider outside of super – you just need to find a mix that fits your needs.
Tax is often the last thing on our minds when we’re planning for retirement but it’s important to understand how your retirement income will be taxed, so you can make the most of your savings.
Retirement planning doesn’t end when you stop working; in fact, it becomes even more pressing as you move into this new phase of life. Here are a few steps for retirees to grow their money in retirement:
They say nothing is certain in life except two things – death and taxes.
Australians can probably add a third – the knowledge that come the end of financial year, the rules around superannuation and taxation will inevitably change.
It can be hard keeping up with all the latest super and tax rule tweaks so here’s a quick guide to everything you need to know about what’s changing on 1 July 2024.
First, some good news.
Here’s a quick checklist to help you prepare for the end of financial year and maximise your tax time benefits.
Cyber criminals are targeting people based on personal details and preferences – and reeling them in with professional looking follow ups. Find out how to protect yourself.
The total superannuation balance or TSB was a significant change introduced as part of the Government’s superannuation reform package, taking effect on 1 July 2017. However, unlike other changes, such as the pension transfer balance cap, the total superannuation balance has generally been overlooked despite its broad implications.
Investing your money may be an effective way to help you build long-term wealth.
While it can seem overwhelming at times, given the breadth of options available, you don’t need to be a financial expert to be successful at it.
But as Warren Buffet says: “Risk comes from not knowing what you’re doing.” So understanding the basics is important.
To help you better prepare and potentially reduce your risk, here are some things to consider before investing.
While living a long and healthy life is a goal for most of us, it does raise a valid question. Is there a chance that you could outlive your savings?
In this article we look at some of the ways you can better manage the high cost of living by investing, increasing your income or reducing expenses.
We all think things will turn out better for ‘us’ than ‘them’. Such optimism can serve us well in life, but when it comes to money, balancing bias with facts is a much safer option.
When it comes to your retirement there are four main risks that can impact your income
Keep up to date with the latest insights in financial planning.
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